New Business? What Kind of Commercial Coverage Do You Need?

You finally opened your new company in Twinsburg, OH and are ready for business. Your next step is obtaining commercial insurance coverage to protect your investment. By discussing your insurance options with an agent from Quest Financial and Insurance Services, you can get a better idea of the coverage you need. We can customize a commercial insurance policy to protect your particular interests.

Types of Commercial Coverage

At Quest Financial and Insurance Services, we recommend small business owners obtain Property Insurance and General Liability protection, to begin with. If you have one or more employees, you’ll also need Worker’s Comp coverage to protect your workers.

Property Insurance protects your business building, equipment, and inventory against such perils as storm damage, fire, vandalism, and theft. When getting property insurance protection, consider what risks your business faces and make sure your policy covers those risks.

General Liability coverage protects you against accidents customers may have on your business property. If a customer slips and falls at your business site and suffers injuries, your company could be held liable for damages. Liability covers medical expenses of accidental injuries and legal fees if you are sued for damages.  

Worker’s Comp protects your employees against accidents on the job. It also covers lost wages while they’re recuperating from their injuries. This can save you thousands of dollars from your business assets.

Benefits of Small Business Insurance

By covering liability and property damage claims, commercial insurance protects your business assets so your small business can grow and prosper. For your convenience, we offer a Small Business Owner’s Policy (BOP) that covers both of these aspects in one policy.

To learn more about commercial insurance for your Twinsburg, OH business, contact an agent from Quest Financial and Insurance Services today.