If Your Motorhome is Being Stored, Can You Drop Motorhome Insurance?

At Quest Financial And Insurance Services, serving the Columbus and Twinsburg, OH area, we are often asked a variety of insurance-related questions. We do our best to answer all of these questions for our clients so they are informed about insurance products and services. One of the questions that we are frequently asked about motorhome insurance is whether the insurance can be dropped or paused when the motorhome is not in use, such as when it is being stored.

Can I pause my motorhome insurance?

You cannot and should not drop your motorhome insurance policy or allow it to lapse simply because you are not currently driving or using the motorhome. Your motorhome insurance policy does far more than cover your motorhome when it is being driven on the road. 

Insurance helps to cover your motorhome against theft, vandalism, and other forms of damage that can occur even when your motorhome is parked or is being stored. If you drop your policy and your motorhome is stolen, or a vandal breaks out the window, you will be left uncovered and have to pay the damages out of pocket. 

Additionally, if you have a loan out on the motorhome, you are required to carry full coverage at all times. If you drop your insurance, the lender can repossess the motorhome. As such, it is essential to always have insurance on it. 

Having the right motorhome insurance is essential. If you are looking for a professional to review your policy to ensure your coverage levels are correct or if you are looking for a new policy in the greater Columbus or Twinsburg, OH area, Quest Financial and Insurance Services is ready to assist you. Call us now to schedule an appointment to sit down with one of our agents and discuss your insurance needs.