10574 Ravenna Road 2nd Floor,
Twinsburg, Ohio 44087
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Life Insurance in Ohio

Whether it's expected or not, a person's passing is unfortunate and never something a person or his or her family is totally ready for mentally. However, Twinsburg, Ohio life insurance agents can prepare a person and his or her family financially. This is vital since the cost of a person's death is increasing as the years go on.

Contacting one of the Quest Financial and Insurance Services' independent insurance agents allows a person to have the ability to discuss life insurance options. For instance, the patient can choose the amount of coverage. It may just be enough to cover the expenses of a funeral or enough money to leave each heir with several thousand.

A policy is either a term or whole life insurance policy. A term life insurance policy is direct and straight forward. The policy holder is responsible for paying premiums on a monthly basis, in most cases. It might also be on an annual basis. The policy holder's family is covered during the term for which he or she paid. This makes it possible for the family to have money after a loss of income, and it provides to help with college or other similar expenses.

Whole life insurance is another option. This policy gives the family compensation in the event of a loss of income or to pay off a house. The policy holder may be paid using a monthly plan or payment up until a specific number. The person pays for a specified number of years. This type of policy accrues interest. If any amount remains unpaid on the policy, it's reduced by that amount of money.

A universal policy has a month premium. The money paid on the premium goes toward the value of the account. The person can take loans and make withdrawals against the money. The loan accrues interest, but any amount owed may affect the policy amount. The account continues each money until there isn't enough money to cover it.

Contact Quest Financial and Insurance Services at 855-857-9500.

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