How is Your Home Holding Up this Winter?

The weather in Twinsburg, OH can get cold in the winter. How is your home holding up so far? During this time of the year, it is important to take precautions to protect your home in case we experience extreme weather conditions. At Quest Financial and Insurance Services, we care about our customers. We want you to stay warm and well protected all season long. If you find that your home is not heating properly, or haven’t yet winterized your home, now is the time to do it. We still have plenty of cold weather ahead.

Winterizing the Exterior of Your Home

To get your house up to speed for the winter, begin by performing a few maintenance tasks on the exterior:

  • Check the roof for damaged shingles or flashing and repair them. These can become sources of water leaks during a strong storm.
  • Inspect the chimney and clear any debris or birds’ nests from it. Repair exterior bricks and mortar joints that need fixing.
  • Make sure gutters are clean and debris-free.

Preparing the Inside of Your Home for Winter

The interior of your home may also need a little maintenance to ensure you and your family stay warm and safe.

  • Examine the insulation in the attic and if the ceiling joists are visible, add more insulation.
  • Check doors and windows for cold air seeping inside the house. Add a bead of caulk around windows to seal them. Replace the weather stripping on exterior doors.
  • Make sure that your radon and smoke detectors are both working. Replace the batteries if needed and keep extras on hand.

If you need anything this winter, give an experienced agent at Quest Financial and Insurance Services of Twinsburg, OH a call. We are here to help.

Ways to Stay Warmer Inside

In Twinsburg, OH, it can get pretty cold in the winter. If you are like a lot of people, you want to stay inside and stay warm as often as possible. You may be spending too much on your heating costs and letting some of your heat out without even knowing it. Use these tips from Quest Financial and Insurance Services to stay warmer inside and save some money on your heating costs.

Check Your Weatherstripping

One of the biggest reasons people end up paying too much on heating during the winter, and a reason they may not be as warm inside, is because there are gaps in their doors and/or windows. These are letting cold air in and hot air out. Check your windows and doors for gaps and replace any weather stripping where this is happening. 

Use Your Fireplace 

If your home has a fireplace, you should use it to your advantage. You can get more warmth out of it and spend less money. You can turn your furnace down when you are using your fireplace and it also doubles as a great view. You can easily cuddle up by the fire and read a book while also saving money on your heating cost. If you do not have a fireplace, you can consider getting one installed. It may cost you some money up front but it will save you money in the long run. 

You can stay safer when it comes to your home and finances by making sure you have a great home insurance policy. It is the best way to protect your home. If you would like to learn more about your option, be sure to contact our office serving Twinsburg, OH, today. Quest Financial and Insurance Services can get you a quote for a policy that meets your budget needs and ensure you are well protected. 

3 Ideas for Getting a Better Rate on Your Home Insurance

Are you a homeowner who would like to lower your home insurance premium? These helpful ideas may help you get a better rate. Simply consider the ones that pertain to your individual situation, and speak to your home insurance representative about a possible rate adjustment.

1. Consolidate Your Insurance Policies

Do you carry other types of insurance besides home insurance? If you have an automobile or motorcycle insurance policy, life insurance policy or even a commercial business insurance policy, you might be able to get a better rate through Quest Financial and Insurance Services serving Twinsburg, Ohio. Speak to your insurance representative about moving all your insurance policies with the same company, and you could get a premium discount.

2. Increase Your Deductible

Your home insurance rate through Quest Financial and Insurance Services serving residents of Twinsburg, Ohio is partially calculated depending on your insurance deductible. One quick and easy way to lower your home insurance premium is to ask your insurance representative to raise your deductible.

3. Improve Your Home Security

Home insurance coverage is all about protecting your financial investment in the case of a disaster. The likelihood of a disaster happening is reduced when the homeowner takes steps to improve their home security. Your insurance company may be willing to reduce your home insurance premium if you take steps such as:

  • Installing a sprinkler system
  • Hardwiring a fire alarm  
  • Installing storm shutters
  • Retrofitting for earthquake protection
  • Installing a burglar alarm
  • Subscribing to a third-party alarm service
  • Waterproofing your basement

These are all easy steps that you can take to help lower your home insurance premiums. Not all of them will be relevant to your individual needs, so be sure to talk to your home insurance agent for even more ways to lower your rates.