Tips to Secure Your Home this Summer

Summer is a time for playing volleyball on the beach, water skiing at the lake, and picnicking in the park. Whenever you leave for a fun day, you should make sure that your home is safe and sound. The Twinsburg, OH agents at Quest Financial and Insurance Services want to share a few tips that will keep your home secure while you’re out having fun.

Limit Garage Access

Your garage is where you store your car, lawn equipment, and work tools. In addition, it is a direct link to your home. When you leave for the day, don’t forget to leave the garage door down. If you have a garage door opener in your car, don’t leave your windows open. It would be easy for an intruder to access your vehicle and then enter your home.

Keep Your Windows Sealed

Having an air conditioning unit in the window may be less expensive than central air, but this could be a mistake. An unsecured unit on the first floor could give an intruder easy entry into your home. Think about putting the window unit on the second floor or using fans during the summer. Remember not to leave windows open at night. The cool air may feel good, but this allows easy access for burglars.

Minimize the Overgrown Shrubbery

Allowing shrubs to grow beneath your windows can add beautiful landscaping features, but this can also give outsiders a place to hide while peering into your home. Keep the shrubbery low or remove it altogether. You could also install landscape lighting. This is a great security measure and it will also give your home a wonderful glow in the evening.

Find the insurance agents at Quest Financial and Insurance Services in Twinsburg, OH for an update on your homeowners insurance. You can also get other coverage information such as auto, life, and commercial insurance policies. Our agents are here for your questions and concerns.

Is Injury Insurance Necessary For Your Business?

As a Twinsburg, OH business owner, you need to take out some type of injury insurance to protect yourself against serious lawsuits. Let our experts at Quest Financial and Insurance Services explain why this is so necessary for your protection.

What Is Personal Injury Insurance?

Personal injury insurance is known as professional liability coverage. It provides you with protection in instances when someone gets injured as a result of your business. While most common with people such as lawyers, accountants, and doctors, it can be beneficial for any business.

What It Covers And How It Helps

Professional liability insurance will cover you against claims of negligence by helping to cover legal costs during a lawsuit. It also helps cover certain elements, such as personal attacks like libel or slander, during these types of lawsuits.

However, it can also help provide you with wages for temporary employees and even covers many punitive damages that may be claimed against you in a lawsuit. In this way, you are protected from losing too much money.

Major Benefits Beyond Lawsuit Protection

While the biggest benefit of personal liability insurance is the way it protects you from lawsuits, it also has many other benefits. For example, you can also get a reimbursement of lost earnings while you work on the lawsuit and struggle to protect your business from these claims.

However, it also helps offer you assistance before any claims occur as a way of protecting you from what can be an inevitable situation. This helps keep you in the loop and prevents you from monetary loss.

So please contact us at Quest Financial and Insurance Services if your Twinsburg, OH company is suffering from a personal injury lawsuit. We can provide you with high-quality insurance that will protect you from damages.

The Best Road Trips In Ohio

If you don’t think there’s anywhere fun to go in Ohio, you’ve never been here. Folks from Twinsburg, OH have easy access to one of the best states in the nation for amazing road trips. Just get a solid policy from Quest Financial and Insurance Services, pack the car up with snacks and water, and you’re good to go. 

Put In Bay

You might think you need to drive to Florida or California to really take in a great beach experience and get some top notch seafood. Well, Put In Bay offers a coastal beach town experience right here in Ohio. This is a great place to visit whether you have a weekend to stay or just an afternoon. Rent a boat and take a trip around Lake Erie, stroll down the Boardwalk, or take a golf cart tram tour around the island to take it all in.

Hocking Hills State Park

Whether you want a laid back weekend in the country or a rugged outdoorsy experience, Hocking Hills State Park is simply incredible. You can rent a kayak to take out on the lake, stay in a beautiful cabin, go cave-diving at Ash Cave, or just go for a walk and check out Cedar Falls. Take a zip line, go camping, or go hiking. If you love the great outdoors, there’s more to do here than you’ll fit into a lifetime.

Sandusky

Sandusky is our number one recommendation. If you’ve got kids to keep entertained, head to Cedar Point. It is the roller coaster capital of the world and be sure to check out the nearby water park, Soak City. If your kids get bored on this trip, then there’s simply no entertaining them.

Before heading out from Twinsburg, OH, make sure you’ve got your insurance in check. You never know what can happen on the road, and Quest Financial and Insurance Services can help you in finding a great policy. Call our office to speak with an agent about your auto insurance today.

Protect your peace of mind by securing your Ohio home

Whether you’re purchasing your first home to start your family or you’re settling in your empty nest in Twinsburg, OH, protecting the home that you love is and should be a priority. Our agents at Quest Financial and Insurance Services understand how important your home is which is why it is our mission to deliver top quality home insurance. If you are moving into your home and haven’t considered how you will protect it from unforeseen incidents like burglary, weather disasters, or fires, allow our agents to provide you with the information you need to make the best choice for you and your family. Whether you’re worried about melting snow or break-ins, we will pick the right insurance for you.

At Quest Financial and Insurance Services, we understand how difficult or complicated it can be to choose the ideal home insurance for your home. After all, this is the net that will ultimately catch you and your family in some of the most vulnerable times of your life. Our agents will walk you through the process and answer your questions while addressing your concerns. We make it our priority to ensure that the process of choosing home insurance is seamless and as simple as possible. Your home is more than just a place to provide shelter. Ensuring its safety means ensuring the safety of your peace of mind.

It’s never too soon to choose home insurance to protect your family, your precious possessions, and the home that you love. Jot down your questions, concerns, and what you want from your home insurance and bring it into our office. Our agents in Twinsburg, OH will carefully guide you through the selection process and help you determine how much coverage you might need. Also, try our online rating tool to get quotes for your home and car from the convenience of your home.

Effective Ways to Protect Your Car From Theft in Twinsburg OH

Residents in the Twinsburg, OH area can talk to local agents from Quest Financial and Insurance Services about how to protect their car from theft. Auto break-ins and car theft are two of the biggest financial losses for vehicle owners. There are ways to protect your vehicle and reduce the risk of potential damage caused by a break-in. Simple precautions can save thousands of dollars in the long run.

Tips to avoid stressful car situations

Protecting your vehicle by parking in well-lit areas or in an enclosed garage are the two most common pieces of advice. It is also important to not leave valuable items in plain site. Instead of laying things on the seat or dash, place them in the glove box where the latch can be locked. Always take your wallet and keys with you when you go into a building. If you are worried about leaving the car open, roll up the windows and lock the doors. Many newer car models have an anti-theft system built in. It is a money saving feature that will definitely be an eye-opener if someone attempts to gain entry to your vehicle.

Quest Financial and Insurance Services serves residents living in the Twinsburg, OH area. Our agents have many helpful ideas on how to protect your home and vehicles from a wide variety of potential claims. Keep your car and its contents safe and secure. Taking certain precautions may even reduce your insurance premiums. Identifying potential hazards and avoiding them is the key to protecting your assets. Talk to our insurance agents to find out what ways will help you save the most money and get the best possible protection.

What a Lack of Home Insurance May Cost Twinsburg OH Residents

Since Quest Financial and Insurance Services began operating as an organization to help people become insured and protected, we have seen our fair share of happenings. One thing that we have seen happen all too often is homeowners both in and out of the Twinsburg, OH area thinking that they can go without home insurance and not have anything to worry about. None of us find it surprising when this perception occurs, but to this day it disappoints and frustrates us to the fullest extent. It is important that homeowners realize: home insurance is not just a nice thing to have, it could save someone’s life and finances as well.

When you own a home, you need to do more than just worry about upkeep – you are also going to have to put some money into making sure that you do not have to concern yourself with the potential cost of not having had your home properly insured in the first place. There are a lot of things that can happen to a person’s home, and these things can happen in an instant. The last thing you want to find is that you have been robbed and you have nothing to cover you.

There are a lot of costs in life, and for residents of Twinsburg, OH, one of those costs – and perhaps one of the biggest costs – is having to go without home insurance (and finding out exactly how damaging it can be to your security and peace of mind when you find that you need it). Before that happens, contact Quest Financial and Insurance Services online so that we can get things sorted out for you and find the right home insurance plan for you in just minutes.

How is Your Home Holding Up this Winter?

The weather in Twinsburg, OH can get cold in the winter. How is your home holding up so far? During this time of the year, it is important to take precautions to protect your home in case we experience extreme weather conditions. At Quest Financial and Insurance Services, we care about our customers. We want you to stay warm and well protected all season long. If you find that your home is not heating properly, or haven’t yet winterized your home, now is the time to do it. We still have plenty of cold weather ahead.

Winterizing the Exterior of Your Home

To get your house up to speed for the winter, begin by performing a few maintenance tasks on the exterior:

  • Check the roof for damaged shingles or flashing and repair them. These can become sources of water leaks during a strong storm.
  • Inspect the chimney and clear any debris or birds’ nests from it. Repair exterior bricks and mortar joints that need fixing.
  • Make sure gutters are clean and debris-free.

Preparing the Inside of Your Home for Winter

The interior of your home may also need a little maintenance to ensure you and your family stay warm and safe.

  • Examine the insulation in the attic and if the ceiling joists are visible, add more insulation.
  • Check doors and windows for cold air seeping inside the house. Add a bead of caulk around windows to seal them. Replace the weather stripping on exterior doors.
  • Make sure that your radon and smoke detectors are both working. Replace the batteries if needed and keep extras on hand.

If you need anything this winter, give an experienced agent at Quest Financial and Insurance Services of Twinsburg, OH a call. We are here to help.

Ways to Stay Warmer Inside

In Twinsburg, OH, it can get pretty cold in the winter. If you are like a lot of people, you want to stay inside and stay warm as often as possible. You may be spending too much on your heating costs and letting some of your heat out without even knowing it. Use these tips from Quest Financial and Insurance Services to stay warmer inside and save some money on your heating costs.

Check Your Weatherstripping

One of the biggest reasons people end up paying too much on heating during the winter, and a reason they may not be as warm inside, is because there are gaps in their doors and/or windows. These are letting cold air in and hot air out. Check your windows and doors for gaps and replace any weather stripping where this is happening. 

Use Your Fireplace 

If your home has a fireplace, you should use it to your advantage. You can get more warmth out of it and spend less money. You can turn your furnace down when you are using your fireplace and it also doubles as a great view. You can easily cuddle up by the fire and read a book while also saving money on your heating cost. If you do not have a fireplace, you can consider getting one installed. It may cost you some money up front but it will save you money in the long run. 

You can stay safer when it comes to your home and finances by making sure you have a great home insurance policy. It is the best way to protect your home. If you would like to learn more about your option, be sure to contact our office serving Twinsburg, OH, today. Quest Financial and Insurance Services can get you a quote for a policy that meets your budget needs and ensure you are well protected. 

3 Ideas for Getting a Better Rate on Your Home Insurance

Are you a homeowner who would like to lower your home insurance premium? These helpful ideas may help you get a better rate. Simply consider the ones that pertain to your individual situation, and speak to your home insurance representative about a possible rate adjustment.

1. Consolidate Your Insurance Policies

Do you carry other types of insurance besides home insurance? If you have an automobile or motorcycle insurance policy, life insurance policy or even a commercial business insurance policy, you might be able to get a better rate through Quest Financial and Insurance Services serving Twinsburg, Ohio. Speak to your insurance representative about moving all your insurance policies with the same company, and you could get a premium discount.

2. Increase Your Deductible

Your home insurance rate through Quest Financial and Insurance Services serving residents of Twinsburg, Ohio is partially calculated depending on your insurance deductible. One quick and easy way to lower your home insurance premium is to ask your insurance representative to raise your deductible.

3. Improve Your Home Security

Home insurance coverage is all about protecting your financial investment in the case of a disaster. The likelihood of a disaster happening is reduced when the homeowner takes steps to improve their home security. Your insurance company may be willing to reduce your home insurance premium if you take steps such as:

  • Installing a sprinkler system
  • Hardwiring a fire alarm  
  • Installing storm shutters
  • Retrofitting for earthquake protection
  • Installing a burglar alarm
  • Subscribing to a third-party alarm service
  • Waterproofing your basement

These are all easy steps that you can take to help lower your home insurance premiums. Not all of them will be relevant to your individual needs, so be sure to talk to your home insurance agent for even more ways to lower your rates.